【2022.6更新】奖励续期了,新的截止日期是2022年9月15日,如果需要填写code,填:GOBR622
https://www.discover.com/online-banking/savings-lng-04/?TPR=059&cmpgnid=ps-bk-ggl-bnd-OSA-rlsa&src=GOBR622
【2021.10更新】根据DOC的数据点,Discover cumulative deposits(“累计存款,即存即转”)依然有效,你只需要在规定时间内分批存满存款要求吧,且期间可以转出。比如:利用有限的$5K,分5次来回转出转入(其他银行/Discover Saving之间),即可完成$200的开卡奖励(存$25K)要求
注意,cumulative deposits大法可能随时被终止,感兴趣抓紧执行,YMMV。
Table of Contents
开户奖励
Discover Saving现在有$150/$200开户奖励:
-
30天内存入$15K,奖励$150 或者
-
30天内存入$25K,奖励$200
-
如需填入code,填 GOBR622
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online or by phone. Enter Offer Code GOBR622 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
- 只有Discover Savings的新客户才能获得奖励,持有过Discover Savings都无法获得开户奖励。
- 持有Discover Checking和Discover信用卡不影响此奖励。
- 开户奖励截止2022年9月15日。
开户链接
开户链接如下:
- https://sourl.cn/ZuMhbj
- https://www.discover.com/online-banking/savings-lng-04/?TPR=059&cmpgnid=ps-bk-ggl-bnd-OSA-rlsa&src=GOBR622
扫描二维码或者阅读原文也可以前往:
注意事项
- 申请需要SSN或者ITIN,申请会有Soft Pull(不影响信用分数)
- 没有其他任何费用
- 开户奖励会发 Form 1099-int (RA)或者 Form 1042-s (NRA),两种税表的报税对身份都没有要求。
- 提供 FDIC 保险,可保$250K
- 提供0.4%的存款利息
避免月费
无任何费用。
转账方法
开户要求是new money:
-
任何非Discover账户上的资金转入或存入都符合条件。
其他说明
Discover银行账户的开户奖励,之前都是存过即可获得奖励:比如你存完后,马上转走也符合条件。
如果你资金时间宽裕,建议存款后拿到奖励再转走。
Discover银行账户,即使账户金额为0,似乎也不会被关闭。
开户链接
开户链接如下:
- https://sourl.cn/ZuMhbj
- 开户奖励截止2022年9月15日。
扫描二维码或者阅读原文也可以前往:
总结
只需30天内存款即可获得奖励,非常适合一轮游,不要错过。
如需添加作者微信或者加入读者群,在公众号后台输入“好友”,即可扫码添加作者。欢迎咨询各类问题。
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